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Rates & Fees

Here at PaydayAdvance.com, we aim to assist consumers in obtaining fast, convenient money loans. That said, PaydayAdvance.com is not actually a cash lender. Rather, we serve as a connector between potential online loan borrowers and the skilled members of our trusted nationwide lending network.

The PaydayAdvance.com affiliate lenders have been carefully chosen on the basis of their reputability and trustworthiness, as well as their ability to provide people with quick and easy access to needed funds The lenders determine the interest rates, fees and other terms for their loans in accordance with established regulations at the federal and state levels.

Asking for Loan Assistance

The first thing you have to do in obtaining cash loan assistance through PaydayAdvance.com is submit an online loan request — which is absolutely free even if you don’t end up borrowing money with our help — and meet the standard eligibility requirements. The PaydayAdvance.com online loan request form only takes a few minutes to complete, and with it you don’t have to submit extensive personal paperwork. The information and details that you include within your loan request will be what the decision on whether you are to be approved for aid ends up being based upon.

With online cash loans, you can get quick emergency money to tide you over until the time you receive your next paycheck. Your lender will have the ability to automatically deposit an amount ranging from $100 to $1,000 into a checking account under your name within a business day.

Not every cash loan request gets approved, but the chance that you will be approved for fast funds will go up quite a bit if you normally have your paycheck directly deposited into your bank account.

In order to qualify for speedy loan assistance through PaydayAdvance.com, you must meet the following requirements:

  • Be at least 18 years of age.
  • Earn a minimum of $1,000 per month after taxes.
  • Own a checking account in your name.
  • Possess a valid email address and valid phone number.
  • Be either a U.S. citizen or permanent resident.

If for some reason your loan request doesn’t result in your being approved, feel free to submit another request later. There is no waiting period to do this, and you can actually submit loan requests as often as you would like to, always without any cost to you.

If you are approved for a loan, we’ll redirect you to the appropriate lender’s electronic signature page, where the lender will clearly disclose in writing the rates, fees and other terms associated with the loan they’re offering. At that point, you can either agree to the offer or cancel your loan request.

Fast Online Loan Benefits

The interest rates connected to online cash loans can be greater than those for bank loans of equal value. At the same time, however, you can easily get approved for assistance from our affiliated network lenders within just minutes of the time you submit your cash loan request, and without any hassle for you.

Because there isn’t a pile of lengthy paperwork involved, you should discover that borrowing a loan through PaydayAdvance.com’s network of lenders takes far less time and is far more convenient than going to a bank or credit union and attempting to get help there. And let’s face it — when you require some rapid cash to take care of an emergency, it just isn’t feasible for you to wait possibly several weeks to learn if you’ve been approved for a loan from your local brick-and-mortar financial institution.

Of course, because the lenders fully disclose their loan terms prior to a person’s formal acceptance of a loan offer, the ultimate decision regarding whether to accept aid from one of them is totally up to you, and never are you obligated to agree to a particular offer.