PaydayAdvance.com (“PaydayAdvance.com,” “we,” “our” or “us”) has respect for your privacy, and our policy is to do everything within our power to keep that privacy protected. Among the various ways that we work to keep your privacy protected are the following:
- We will go ahead and terminate an account with us should we discover that it is being utilized to send out spam emails.
- In no case do we ever allow third parties to obtain access to your personal information other than as stated here within this document.
- We only send you emails if you elect to receive such messages from PaydayAdvance.com.
PaydayAdvance.com won’t give out any information about you to third parties except if we have gotten permission from you to do this. On our website, there are a number of different forms you can use to provide us with your personal contact information. This information will allow you the capability of utilizing our site for many different purposes, including creating an account, browsing through available information, and putting in requests, among others. PaydayAdvance.com only is going to use your contact information if we must get ahold of you to tell you of functionality changes to our products/services; deliver you news about our site; alert you to important customer offers that may benefit you; or send you other types of critical customer service communication.
PaydayAdvance.com utilizes the information collected on you from our site statistics by means of log files that third-party tracking partners (e.g., your IP address) give us to aid us in diagnosing server problems and administering our site. In addition, we collect a broad set of demographic information from your personal data in order to aid us in implementing improvements to our site and enabling you to have a wholly satisfying user experience. The aforementioned information isn’t linked to any information that personally identifies you. The PaydayAdvance.com site utilizes cookies to record your session information. Be aware that we do link the information stored in said cookies to personally identifiable information you submit while you use the PaydayAdvance.com site.
It is important for you to realize that PaydayAdvance.com utilizes not only session ID cookies, but persistent cookies, too. The key difference between these is that persistent cookies remain on your computer hard drive for quite a long period of time, whereas session ID cookies expire when you close your Internet browser. If you would like to remove persistent cookies from the hard drive, you just need to follow the directions that should be easily found in your browser’s “help” file.
Also, PaydayAdvance.com utilizes cookies for the purpose of storing your username if during the login process you request to remember your username. This stored information will be used to automatically prefill the PaydayAdvance.com login form on your future visits to our site. Additionally, should you be referred to our site by an advertisement or a partner, PaydayAdvance.com will store information relating to that referral in cookies.
The PaydayAdvance.com site also includes links to other third-party websites. We are responsible for neither the content nor privacy practices of those sites, and we highly recommend that you examine very carefully the privacy statement of any third-party site that you elect to visit.
On the PaydayAdvance.com site you will find strict built-in security measures designed to prevent the misuse, alteration and loss of the different pieces of information under our control. Here at PaydayAdvance.com, we make use of 128 bit SSL security for encrypting any transmissions that occur while you are providing sensitive data, etc. However, please understand that because no method of Internet transmission or electronic storage is perfectly secure, we simply can’t guarantee its absolute security. If you have questions about our website security, you may contact us directly.
Communication Through Email
PaydayAdvance.com uses emails for the purpose of communicating with you and sending you information that you have requested. Also, there are email links on most of our Web pages so you can, easily and directly, get in touch with us. We strive to always respond rapidly to emails we get from our customers.
Please be aware that there is a possibility we will store information which you send to us via email and use it to improve the quality of our services and website. We will never share said information with third parties unless you provide us with explicit permission to do so.
Distributing Customers’ Personal Information
If PaydayAdvance.com is involved in a sale of part or all of the company’s assets, a merger or an acquisition, we will inform you via an email message and/or a notice on the PaydayAdvance.com website of any change in ownership or uses of your personal information. Also, we will make it a point to inform you of the various options you may have with regard to your information.
Changes to PaydayAdvance.com’s Practices
If PaydayAdvance.com makes changes regarding any privacy aspects — this would include our information handling practices — we will make sure to update this document so that the aforementioned changes are reflected in it no less than one week before they are implemented. In the event that PaydayAdvance.com initiates any material changes, we will alert you to these by way of a notice on our website well before the changes show up. We strongly suggest that you peruse this document once in a while in order to stay up to date on any changes. We also may choose to, through email, apprise you of any changes that we think you should be aware of.
PaydayAdvance.com’s Partner Service Providers
PaydayAdvance.com is partnered with a credit card processing firm that it uses to bill customers for some services. Under no circumstances whatsoever does that firm ever use, share or store customer data for any secondary purposes. If you want to obtain more information about the firm’s privacy policies, you can email us at email@example.com.
Access to PaydayAdvance.com Customer Data
If any changes regarding your personally identifiable information occur, or if you decide that you don’t want to make use of our service anymore, you can easily update, delete or deactivate your account with us as needed. You may do this either by emailing us at firstname.lastname@example.org or by inputting the changes right on our member information page.
Blogs and Forums Located on Our Website
There may be community forums or public blogs as part of the PaydayAdvance.com website. Please realize that the information you elect to provide in these may be examined and utilized by other people who access them. Feel free to email us at email@example.com if you want your information removed from these areas on our website. Note: There may be times when PaydayAdvance.com cannot remove the information that you want taken off our site, and at those times, we will always inform you of the reason why we cannot expunge the information.
PaydayAdvance.com Customer Testimonials
On the PaydayAdvance.com website, from time to time we may choose to post customer testimonials, and these could include pieces of personally identifiable information. The policy of PaydayAdvance.com is to always obtain the consent of a customer through email before we go ahead and post a testimonial that includes the customer’s name. Should PaydayAdvance.com post your testimonial and you decide at a later point that you don’t want it on
our site, simply send us an email at firstname.lastname@example.org.
In addition to using cookies and related technologies as described above, we also may permit certain third party companies to help us tailor advertising that we think may be of interest to users and to collect and use other data about user activities on our Sites and/or Services (e.g., to allow them to tailor ads on third party services). These companies may deliver ads that might also place cookies and otherwise track user behavior.
We use Google Analytics’ 3rd-party audience data such as age, gender and interests to better understanding the behavior of our customers and work with companies that collect information about your online activities to provide advertising targeted to suit your interests and preferences. For example, you may see certain ads on this website or other websites because we contract with Google and other similar companies to target our ads based on information we or they have collected, including information that was collected through automated means (such as cookies and web beacons). These companies also use automated technologies to collect information when you click on our ads, which helps track and manage the effectiveness of our marketing efforts.
You may opt out of the automated collection of information by third-party ad networks for the purpose of delivering advertisements tailored to your interests, by editing your Google Display Network ads’ preferences at http://www.google.com/ads/preferences/. For further information regarding the privacy practices of our advertisement provider, please visit http://www.google.com/privacypolicy.html.
You can have any questions or concerns regarding our policies on customer privacy addressed by emailing us at email@example.com.
We collect and combine personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) through various sources, including those discussed herein. We may obtain Information about you from third parties such as: credit reports, information about your home and demographic information. When you submit your request for information or quote, you are granting us permission to share your PII and Non-PII, including the contact and loan request data you submit with affiliated third parties, including affiliate companies and co-branded partners; you are also granting us permission to be contacted by us or our affiliated third parties, including affiliate companies and co-branded partners. Affiliated third parties include, but are not limited to, banks, commercial lenders, unsecured lenders, secured or titled lenders, and licensed loan brokers, financial service providers (such as mortgage and life insurance agencies), title service companies, debt and credit services companies and auto-finance companies. An “affiliate company” is a company under legal contract with us to fulfill services or is a company owned in whole or in part by us. A “co-branded partner” is a contracted partner with whom we work to provide co-branded services on our website. We do not engage in the collection of PII about an individual consumer’s online activities over time and across third-party Web sites or online services. We do not honor “do not track” signals. Users who chose to use “do not track” signals will still have access to our site. We do not permit third parties to collect PII about an individual consumer’s online activities over time and across different Web sites when a consumer uses our site.